Coronavirus

Gillian Cooper
12/05/2020
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How Union Insurance Services can help during the current crisis

FIVE SIMPLE LIFE LESSONS

Gillian Cooper
10/09/2019
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Someone wise once said that life is really simple – but we insist on making it complicated. The same could be applied to life insurance. Too many people like to mystify it with technical jargon or claim it’s unaffordable. Some dismiss the need for it at all, while others think savings alone would be an easier way to leave behind a lump sum for their loved ones when they’re gone.
In an attempt to clear up some common misconceptions, we’ve addressed five of the main ones below. They offer quite simple reasons why life cover might be worth reconsidering. In a nutshell, it’s a straightforward way of protecting your partner or kids financially if you die. But it’s more than just a money thing. Yes, it could cover the mortgage if they’re dependent on your wage or meet the cost of the funeral. And yes, it could foot the bill for childcare or even pay off a debt. But ultimately, it’s also about giving your family peace of mind at one of the most difficult times in their lives. It’s about continuing to look after them – just as you’ve always done.

Help protect them when you no longer can

Gillian Cooper
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The things we do for love! Cheering from the side-lines when they’re 6-0 down; overlooking the messy bedroom while they’re cramming for exams; Justin Bieber concerts; shaking hands with their first boyfriend through gritted teeth; the ‘taxi’ to swimming lessons twice a week; the packed lunches; and the after-school ‘artwork’ we pin on our fridge doors...
You look out for your loved ones every day. Maybe we can help keep up the good work when you’re gone.

A breast cancer patient’s journey – Blog Post 10 – Recovering after the Operation

Ruth Taylor
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Ruth Taylor, 45, is a mum of two who was diagnosed with breast cancer back in May 2016. We are honoured to share her journey from initial diagnosis, informing her family, through to chemo and radiotherapy. She hopes to raise awareness and educate others about breast cancer, while firmly kicking cancer back where it belongs. This is the tenth instalment in her guest blog.
The next thing I recall was waking up in a fairly large room and being aware of a number of medical staff near me. They asked if I could hear them and if I was feeling sick. I soon started to come round properly and I was taken from the recovery room back to the ward and my room. I remember them telling me that I had been given morphine for the pain while I was still under anaesthetic and once that wore off they would give me other painkillers to keep me as comfortable as possible.

INCOME PROTECTION: for healthy finances when sickness threatens your salary

Gillian Cooper
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With winter firmly taking hold and the dreaded flu doing the rounds, there's never been a better time to take stock of how a more serious illness could affect your finances.
In most instances, a flu bug is nothing that a good dose of Lemsip and daytime TV won't fix. But if you were still too poorly to do your job after a couple of weeks, or a couple of months, how might you carry on covering your regular outgoings?

Insurance Warning for Festive Holidaymakers

Gillian Cooper
Insurance news
12/12/2013
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Jetting off for the Christmas hols? Make sure your travel policy protects the presents you've packed.
That's the advice of travel insurance expert, Beth Macer, who explains that lost, damaged or stolen gifts may not necessarily be covered.

Is your pay protected?

Gillian Cooper
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What would you do if you couldn’t work? A new survey, by Legal & General has revealed that less than a quarter (24%) of British employees know that Statutory Sick Pay (SSP) is currently set at less than £100 per week. In fact it is currently just £88.45 a week for up to 28 weeks.
The latest official figure puts the average UK weekly wage at £496, from which the take home wage is £400 a week. With SSP coming in at just £88.45 a week, it’s easy to see that the sums just don’t add up. If you can’t work, SSP doesn’t go very far in plugging the hole in your finances.

Life and travel insurance among protection 'must haves'

Gillian Cooper
Insurance news
19/11/2012
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When prioritising insurance cover, make sure life and travel policies feature prominently on your list.
That