Someone wise once said that life is really simple – but we insist on making it complicated. The same could be applied to life insurance. Too many people like to mystify it with technical jargon or claim it’s unaffordable. Some dismiss the need for it at all, while others think savings alone would be an easier way to leave behind a lump sum for their loved ones when they’re gone.
In an attempt to clear up some common misconceptions, we’ve addressed five of the main ones below. They offer quite simple reasons why life cover might be worth reconsidering. In a nutshell, it’s a straightforward way of protecting your partner or kids financially if you die. But it’s more than just a money thing. Yes, it could cover the mortgage if they’re dependent on your wage or meet the cost of the funeral. And yes, it could foot the bill for childcare or even pay off a debt. But ultimately, it’s also about giving your family peace of mind at one of the most difficult times in their lives. It’s about continuing to look after them – just as you’ve always done.
The things we do for love! Cheering from the side-lines when they’re 6-0 down; overlooking the messy bedroom while they’re cramming for exams; Justin Bieber concerts; shaking hands with their first boyfriend through gritted teeth; the ‘taxi’ to swimming lessons twice a week; the packed lunches; and the after-school ‘artwork’ we pin on our fridge doors...
You look out for your loved ones every day. Maybe we can help keep up the good work when you’re gone.
Ruth Taylor, 45, is a mum of two who was diagnosed with breast cancer back in May 2016. We are honoured to share her journey from initial diagnosis, informing her family, through to chemo and radiotherapy. She hopes to raise awareness and educate others about breast cancer, while firmly kicking cancer back where it belongs. This is the tenth instalment in her guest blog.
The next thing I recall was waking up in a fairly large room and being aware of a number of medical staff near me. They asked if I could hear them and if I was feeling sick. I soon started to come round properly and I was taken from the recovery room back to the ward and my room. I remember them telling me that I had been given morphine for the pain while I was still under anaesthetic and once that wore off they would give me other painkillers to keep me as comfortable as possible.
With it recently being in the news that obesity could be linked to over half a million more people getting cancer in the next 20 years*, now is the time to make sure you are being healthy. Being overweight is also linked to diabetes and coronary heart disease.
You can protect yourself financially with cancer cover products, but you would be wise to protect your body by having a healthier lifestyle too. The New Year is often a great time to start a fitness routine, but it is easy to give up towards to end of the month. Make sure you start with easy targets that so that you can keep going. Here are some simple ways to start:
November is here and that can only mean one thing – Fireworks Night! Getting all wrapped up with your hats and gloves on, and going outside to watch the pretty displays in the sky, with a warm bonfire in the distance.
An organised display always has a great atmosphere, and suddenly it’s not so depressing that it gets dark early in the evenings. Of course many of us like to do our own fireworks displays in the garden, which can be good fun but it always pays to be safe – the last thing we want is for any accidents to happen. Here are our tip 5 tips to staying safe this Bonfire Night.
November is here and that can only mean one thing – Fireworks Night! Getting all wrapped up with your hats and gloves on, and going outside to watch the pretty displays in the sky, with a warm bonfire in the distance.
An organised display always has a great atmosphere, and suddenly it’s not so depressing that it gets dark early in the evenings. Of course many of us like to do our own fireworks displays in the garden, which can be good fun but it always pays to be safe – the last thing we want is for any accidents to happen. Here are our tip 5 tips to staying safe this Bonfire Night.