In partnership with Vast Visibility, RMTProtect Car Insurance gives you an easier way to find great-value car insurance. Compare quotes from trusted insurers, customise your cover, and you could save hundreds of pounds with a quick, hassle-free comparison designed to help you find the best value for your money.
Why choose RMTProtect Car Insurance?
- You could save up to £537* on your car insurance
- Compare quotes from 79 trusted insurers in one place
- We guarantee to beat your current renewal quote or you get £25 gift card
Click here for full Terms and Conditions.
Compare quotes from trusted insurers, including Admiral, Hastings and Quote Me Happy, to find cover that suits your needs and your budget. In just a few minutes, you can compare prices, excess levels, cover types, and optional extras side by side all in one simple search. Whether you’re renewing an existing policy or shopping around for a better deal, the RMTProtect Car Insurance comparison service puts you in control. This makes it easier to choose protection that suits your driving needs and your budget.
*51% of eligible customers could achieve this saving, based on May 2025 to July 2025 data. This saving was calculated by comparing the cheapest quote found with the average of the next five cheapest prices quoted by insurance providers on Vast Visibility Ltd managed insurance comparison websites
Car insurance helps protect you financially if something unexpected happens while you’re driving or your vehicle is parked. This could include accidents, damage to your car, theft, fire, or injury to other people or their property. If you need repairs, a replacement vehicle, or to cover third-party costs, car insurance can help meet those expenses.
In the UK, car insurance is a legal requirement if you drive on public roads. At a minimum, you must have cover that protects other people if you cause an accident.
Types of car insurance
There are three main levels of car insurance, and the right one for you will depend on your car, how you use it, and your budget:
Third party only
This is the minimum legal level of cover. It covers injury or damage you cause to other people and their property, but it does not cover damage to your own car.
Third party, fire and theft
This includes third party cover, plus protection if your car is stolen or damaged by fire.
Fully comprehensive
This is the highest level of cover and includes damage to your own car as well as third-party claims. Many fully comprehensive policies also include additional benefits, such as windscreen cover or a courtesy car, depending on the insurer.
Union Insurance Services is an Introducer Appointed Representative of Union Insurance Services, a trading name of Union Income Benefit Holdings Ltd (FRN 307575). Union Insurance Services is an introducer for Vast Visibility Limited, who administer the Union Insurance Services Car Insurance website and are authorised and regulated by the Financial Conduct Authority under firm reference number 566973.
What affects the cost of car insurance?
The price you pay for car insurance can vary based on several factors, including your age, driving history, location, the type of car you drive, how often you use it, and the level of cover you choose. Optional extras, such as breakdown cover or legal protection, can also affect the overall cost.
Finding the right policy
No two drivers are the same, and neither are car insurance policies. Comparing quotes allows you to see different levels of cover, prices, excesses and features side by side, helping you choose a policy that offers the right balance of protection and value for you.
Get a quote today to compare options and find a car insurance policy that suits your individual circumstances.
What information will I need to get a quote?
To receive accurate quotes, you’ll typically need:
- Your vehicle registration
- Your driving licence details
- Information about your driving history
- Your estimated annual mileage
- Your current insurance details (if applicable)
Having these details ready will help you receive accurate quotes more quickly.
When should I compare my car insurance?
It’s best to compare your car insurance before your renewal date. Research shows that comparing quotes around 21-26 days before your policy starts can often result in lower premiums, as insurers may offer their most competitive prices to customers who arrange cover in advance.
Can I customise my policy?
Yes. Many insurers allow you to tailor your policy by choosing your level of cover, adjusting your voluntary excess and selecting optional extras. Available options will vary depending on the insurer.
How long does it take to get a quote?
Getting a quote only takes a few minutes. Once you’ve entered your details, you’ll be able to compare multiple quotes side by side before deciding which policy is right for you.
What if I have a query about a specific policy?
We’re unable to provide advice on individual insurer policy details. However, you can view key information about each car insurance policy within your comparison results by clicking “Get Quotes.”
Once you’ve selected “Get Quotes”, you’ll be able to review important policy features, cover levels and compare quotes on the results page. You can also access additional information by clicking “optional extras” alongside each policy.
If you need further details, selecting “Go to provider” will take you directly to the insurer’s website, where you can review the full policy information or contact the insurer directly.
Does car insurance cover personal belongings kept in my car?
Cover for personal belongings varies between insurers and policies. Some comprehensive policies may include cover for items kept in your vehicle, while others may not or may apply exclusions and limits. Please check the insurer’s policy documents for full details before purchasing.
Can I compare if my policy isn’t due for renewal yet?
Yes. Even if your renewal date is still some time away, you can compare quotes to understand your options and be ready when it’s time to switch
Can I make changes to my policy after I’ve bought it?
Yes. Most insurers allow you to make changes, such as updating your address, adding or removing drivers, or changing your vehicle. Any changes and associated charges will depend on your insurer’s terms and conditions.
How can I cancel my car insurance?
If you wish to cancel your policy after purchasing, please contact your insurer directly. Cancellation terms, fees and cooling-off periods vary between insurers, so please refer to your policy documents or speak to your insurer for more information.
The big benefit of using a comparison service to choose your car insurance is to save money. It trawls through deals to flag the policies that offer best value.
Comparison sites are also designed to save time. No one wants to come home from work and spend their evening hopping between different insurers’ websites, having to input their details again each time to get a quote.
You’ll only need to provide your basic information once for the platform to pick out the policies most relevant to you. You’ll get a quick, easy and impartial overview of what’s available and for how much in a matter of minutes.
Avoid overpaying at renewal
Many drivers stay on the same policy year after year and end up paying more than they should. Comparing quotes before you renew could help you find a better deal without compromising on cover.
With Union Insurance Services Car Insurance, checking your options only takes a few minutes and could make a real difference to what you pay.
This comparison service is built specifically for Union Insurance Services members, helping you make informed choices and find reliable cover at competitive prices without unnecessary complexity.
How much could you save?
Click the button below to get started!